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Author Archives: Robyn

What Happens to Debt When Your Loved One Dies?

What happens to a deceased person’s debt after he dies? His heirs may wonder whether they are responsible for the debt their loved one left behind. When a person passes away, she leaves an estate which is comprised of money in bank and investment accounts, cash, real estate, vehicles, household furnishings, and other financial or […]

How to Protect Yourself Following the Equifax Data Breach

It is estimated about 143 million Americans had their personal information stolen during a data breech at Equifax earlier this year. This is just about half of the population of the United States. Essentially, any individual with a credit report is potentially impacted. Equifax is one of the three major credit reporting agencies.  These agencies […]

Beyond the Family Home: Senior Housing Options Explained

Many elders desire to stay in their current homes. Seniors who choose to “age in place” can modify their homes to make them safer and accessible and hire home care services. Aging in place may not be desirable or feasible for everyone, however. Today, there are numerous senior housing alternatives available, and the terminology of […]

8 Ideas for Surviving Back-to-School Shopping (Without Taking out a Second Mortgage)

Do you have children heading back to school? Most families will spend a couple of hundred dollars on each child. If you have a college freshman, you may spend several hundred dollars. According to the National Retail Federation, back-to-school and back-to-college spending ranks as the second biggest shopping season for retailers after the winter holidays. […]

Mind Over Money: Fascinating Insights Into the Psychology of Money

When your friends do a favor for you, should you pay them? When choosing a pain reliever, should you buy a name brand or the generic? If you are working as a waiter, how can you get a bigger tip? These questions are examined in Claudia Hammond’s book, Mind Over Money, The psychology of Money […]

Addressing the Human Side of Money: Financial Therapy

Financial therapy is a new and growing area of financial assistance. Whereas financial advisors and financial planners consult on how to invest, protect and grow money, financial therapists address the more human side of personal finances. They help clients work on the underlying emotional issues that keep them trapped in money struggles, be it overspending, […]

Financial Software for Teenagers? I Say Yes!

Considering I am a daily money manager, it won’t surprise you that teaching my daughter money skills is a high priority on my parenting to-do list. From an early age, my husband and I gave Gabrielle a weekly allowance. The purpose of the allowance, in addition to giving her pocket money, was to provide an […]