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Email: robyn@moneycarevt.com

Author Archives: Robyn

Teach Your Kids About Money: Advice from an 18-Year-Old

When thinking about a blog topic for this month, I decided to focus on April 20th, National Teach Children to Save Day. As I began to write, it occurred to me I should consult my in-house expert, my daughter, Gabriella. She, after all, has been the recipient of her parents’ attempt to teach her financial […]

Medicare. Medicaid. What’s the Difference?

Medicare and Medicaid are both government-sponsored medical insurance programs funded by taxes. They sound almost the same and are easily confused. They differ, however, by several factors: Eligibility Medicare is a medical insurance program with eligibility to enroll based primarily on age. It is available to individuals aged 65-years and older of any income level. […]

Act Now to Protect Your Standard of Living in Retirement

When I perused a USA Today newspaper recently, I read a statistic* that stuck in my mind: “66% of adults 45 and older are concerned about not being able to maintain a reasonable standard of living in retirement.” Sixty-six percent is significant! This led me to think about two expenses which have greatly impacted some […]

Find Free Resources for Your Parents’ Care

As our parents need for care increases, so do the costs. What if your parent can’t afford to pay for the care he or she needs? Two helpful websites can help you locate affordable and subsidized senior housing, resources and services. PayingforSeniorCare.com is maintained by the American Elder Care Research Organization, which aims to help […]

Did You Earn $66,000 or Less Last year? File Your Taxes for Free

If your income is $66,000 or less, you can file your tax returns online for free. The IRS Free File program  is a partnership between the IRS and the Free File Alliance, offering do-it-yourself tax preparation software at no charge. The Free File Alliance  is a group of a dozen major tax preparation software companies, […]

Social Security Numbers to be Jettisoned from Medicare Cards

At long last, Medicare is removing Social Security numbers from all Medicare cards. For any years the Centers for Medicare & Medicaid Services (CMS), which administers the Medicare health insurance program, resisted pressure to make this change. In 2015, however, Congress passed the Medicare Access and ChiP Reauthorization Act (MACRA) requiring CMS to replace the […]

MemoryBanc: A Comprehensive Place to Store and Locate Your Information

If you were unexpectedly incapacitated, would your loved ones know which of your bills to pay?  Would they know how to contact your accountant or insurance agent, or even know who they are? Would they be able to give your health insurance information to your medical providers? Be able to check your e-mail? We all […]

Equifax Breach & Protecting Yourself

Note: This is a guest blog originally posted by my colleague Alison Salisbury, President and Founder of Fiscally Fit, Inc. in Los Altos, California.  Between Equifax and the Yahoo breaches, millions of Americans and billions of accounts were exposed. Rather than rant and rave about how security violations happen, I’d like to focus on how […]