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Category Archives: Banking

Five Easy Ways to Cut Expenses

Are you looking to save money this year? Now is a good time to review expenses and see what you can cut. Here are five ideas to help you on your way. 1. Drop Overdraft Protection This service is offered by banks and credit unions. Should you overdraw your account with an ATM or debit […]

Seven Sure Fire Tips for Financial Peace of Mind

A new year and a fresh start is upon us. Now is a good time to get your financial organization in shape. Here are seven tips to bring you peace of mind 1.Fashion a filing system. It doesn’t matter whether you use a filing cabinet, an electronic system or both. The point is to organize […]

10 Ways to Protect Yourself When Banking Online

These days we can conduct most of our financial business online and on our phones. Doing so, however, means we need to protect ourselves from potential fraud. Whether you are reviewing transactions, paying bills, sending money to a friend, or giving travel dates to your credit card company, here are 10 things you can do […]

When Being a “Deadbeat” is a Good Thing

I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit card balance. […]

Staggering Growth of Prepaid Cards: A Smart Choice for You?

The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses selling prepaid cards, projects consumer loads to reach $334 billion annually by […]

Should You Automate Your Parents’ Bill Paying?

Handwriting checks is time consuming. Many of us no longer write checks to pay our own bills. If you are helping a parent or an older loved-one with bill paying, he or she may be resistant to newer methods. Paper checks are familiar to many seniors and make them feel safe. Should you transition your […]

Simplify Your Loved One’s Bank Accounts

When Caroline began helping her mother with bill-paying, she was quickly overwhelmed. “I couldn’t believe the mess. Mom had four bank accounts and several credit cards,” she said. “There was no system to her bill paying.” In her late 80’s and suffering from macular degeneration, Caroline’s mother randomly paid bills from the first checkbook she […]

How to Sleuth-Out Your Loved-Ones’ Bills And Corral their Financial Affairs

Jake unexpectedly needed to care for his older brother, Greg. Now in his sixties, Greg never married. Jake is his only family. When Greg was hospitalized with a serious illness followed by several months of at-home care, Jake stepped in to help, including tending to his bills and tax returns. Greg’s papers were in disarray […]

How Do You Know When Your Parents Need Help With Money?

Barbara’s mother called in a panic. Her power had been shut off.  Barbara contacted the electric company and learned her elderly mother had not paid her bills in several months. Barbara, who lives in another state, made an emergency trip sort out her mother’s affairs. She learned other utilities had not been paid and last […]