Helping you Manage the Financial Details of Your Life

802-343-0389

Email: robyn@moneycarevt.com

Category Archives: Budgeting

Beyond the Family Home: Senior Housing Options Explained

Many elders desire to stay in their current homes. Seniors who choose to “age in place” can modify their homes to make them safer and accessible and hire home care services. Aging in place may not be desirable or feasible for everyone, however. Today, there are numerous senior housing alternatives available, and the terminology of […]

8 Ideas for Surviving Back-to-School Shopping (Without Taking out a Second Mortgage)

Do you have children heading back to school? Most families will spend a couple of hundred dollars on each child. If you have a college freshman, you may spend several hundred dollars. According to the National Retail Federation, back-to-school and back-to-college spending ranks as the second biggest shopping season for retailers after the winter holidays. […]

Be Smart About Money This Week

This week is Money Smart Week®. Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a national education campaign designed to help consumers better manage their personal finances. This year the dates are April 22 to 29. Money Smart Week is the collaboration of hundreds of organizations across the country […]

Managing a Loved One’s Social Security Benefits

When you are managing the finances for a parent who receives Social Security benefits, you may need to become her “Representative Payee.” Social Security does not recognize guardianships, conservatorships or powers of attorneys. If you handle your family member’s money with one of these documents and you need to manage her Social Security benefits, you […]

Avoid Decay and Stay in Control of Your Money

Would you like to feel younger next year? The book, Younger Next Year by Chris Crowley and Henry S. Lodge, M.D., explains, while we can’t stop aging, we can turn back our biological clocks. Co-authors Crowley and Lodge describe the three components to becoming functionally younger as we age. Crowley writes, “50 percent of all […]

Seven Sure Fire Tips for Financial Peace of Mind

A new year and a fresh start is upon us. Now is a good time to get your financial organization in shape. Here are seven tips to bring you peace of mind 1.Fashion a filing system. It doesn’t matter whether you use a filing cabinet, an electronic system or both. The point is to organize […]

When Being a “Deadbeat” is a Good Thing

I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit card balance. […]

Staggering Growth of Prepaid Cards: A Smart Choice for You?

The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses selling prepaid cards, projects consumer loads to reach $334 billion annually by […]

Should You Automate Your Parents’ Bill Paying?

Handwriting checks is time consuming. Many of us no longer write checks to pay our own bills. If you are helping a parent or an older loved-one with bill paying, he or she may be resistant to newer methods. Paper checks are familiar to many seniors and make them feel safe. Should you transition your […]

Free Consumer Information at Your Fingertips

US government agencies work to help consumers make wise choices and stay healthy and safe. Their information is made available to us in over 200 publications, which you can order or download at www.publications.usa.gov. Depending on the publication, they are available in print, as a pdf, or online. Some can be downloaded to an e-reader, and […]