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Category Archives: Large Purchases

What You Need To Know Before Opening a Store Credit Card

It’s holiday season once again! When you are shopping, retail clerks may tempt you with their store’s credit card. “Open the card right now and you can save 15% off your total purchase,” is a common statement. If you have a large purchase, you could save a lot of money. And, you will most likely […]

When Being a “Deadbeat” is a Good Thing

I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit card balance. […]

Staggering Growth of Prepaid Cards: A Smart Choice for You?

The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses selling prepaid cards, projects consumer loads to reach $334 billion annually by […]

The Truth about Horses, Daughters, Love, and Money

We all have our spending black holes: those things into which we pour money just for love and pleasure, and never expect a financial return.  When money can fuel our passion, it is money well spent (as long as this doesn’t cause us to go into debt). For some people the black hole is a […]