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Category Archives: Saving Money

8 Ideas for Surviving Back-to-School Shopping (Without Taking out a Second Mortgage)

Do you have children heading back to school? Most families will spend a couple of hundred dollars on each child. If you have a college freshman, you may spend several hundred dollars. According to the National Retail Federation, back-to-school and back-to-college spending ranks as the second biggest shopping season for retailers after the winter holidays. […]

Mind Over Money: Fascinating Insights Into the Psychology of Money

When your friends do a favor for you, should you pay them? When choosing a pain reliever, should you buy a name brand or the generic? If you are working as a waiter, how can you get a bigger tip? These questions are examined in Claudia Hammond’s book, Mind Over Money, The psychology of Money […]

Be Smart About Money This Week

This week is Money Smart Week®. Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a national education campaign designed to help consumers better manage their personal finances. This year the dates are April 22 to 29. Money Smart Week is the collaboration of hundreds of organizations across the country […]

Too Good to Be True: The Bill Paying Scam

Just as I completed my last blog about protecting yourself against scams, I came across this warning from the Federal Trade Commission (FTC):  The FTC warns con artists are targeting church communities with a bill paying scam. Since assisting clients with bill paying is one of my services, I was greatly concerned. The FTC says […]

Protect Yourself from Scams: Stop and Think

If scamming people wasn’t so profitable, there wouldn’t be so many con artists tricking people out of their money. There are many types of scams. Here are three which recently happened in my world: 1. My mother answered the phone to this greeting: “Hi Grandma, I’m in Florida to attend a funeral.” Evidently my child […]

Avoid Decay and Stay in Control of Your Money

Would you like to feel younger next year? The book, Younger Next Year by Chris Crowley and Henry S. Lodge, M.D., explains, while we can’t stop aging, we can turn back our biological clocks. Co-authors Crowley and Lodge describe the three components to becoming functionally younger as we age. Crowley writes, “50 percent of all […]

Five Easy Ways to Cut Expenses

Are you looking to save money this year? Now is a good time to review expenses and see what you can cut. Here are five ideas to help you on your way. 1. Drop Overdraft Protection This service is offered by banks and credit unions. Should you overdraw your account with an ATM or debit […]

Seven Sure Fire Tips for Financial Peace of Mind

A new year and a fresh start is upon us. Now is a good time to get your financial organization in shape. Here are seven tips to bring you peace of mind 1.Fashion a filing system. It doesn’t matter whether you use a filing cabinet, an electronic system or both. The point is to organize […]

When Being a “Deadbeat” is a Good Thing

I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit card balance. […]

Staggering Growth of Prepaid Cards: A Smart Choice for You?

The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses selling prepaid cards, projects consumer loads to reach $334 billion annually by […]