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Tag Archives: credit cards

What Happens to Debt When Your Loved One Dies?

What happens to a deceased person’s debt after he dies? His heirs may wonder whether they are responsible for the debt their loved one left behind. When a person passes away, she leaves an estate which is comprised of money in bank and investment accounts, cash, real estate, vehicles, household furnishings, and other financial or […]

How to Protect Yourself Following the Equifax Data Breach

It is estimated about 143 million Americans had their personal information stolen during a data breech at Equifax earlier this year. This is just about half of the population of the United States. Essentially, any individual with a credit report is potentially impacted. Equifax is one of the three major credit reporting agencies.  These agencies […]

Be Smart About Money This Week

This week is Money Smart Week®. Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a national education campaign designed to help consumers better manage their personal finances. This year the dates are April 22 to 29. Money Smart Week is the collaboration of hundreds of organizations across the country […]

Five Easy Ways to Cut Expenses

Are you looking to save money this year? Now is a good time to review expenses and see what you can cut. Here are five ideas to help you on your way. 1. Drop Overdraft Protection This service is offered by banks and credit unions. Should you overdraw your account with an ATM or debit […]

Seven Sure Fire Tips for Financial Peace of Mind

A new year and a fresh start is upon us. Now is a good time to get your financial organization in shape. Here are seven tips to bring you peace of mind 1.Fashion a filing system. It doesn’t matter whether you use a filing cabinet, an electronic system or both. The point is to organize […]

What You Need To Know Before Opening a Store Credit Card

It’s holiday season once again! When you are shopping, retail clerks may tempt you with their store’s credit card. “Open the card right now and you can save 15% off your total purchase,” is a common statement. If you have a large purchase, you could save a lot of money. And, you will most likely […]

Staggering Growth of Prepaid Cards: A Smart Choice for You?

The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses selling prepaid cards, projects consumer loads to reach $334 billion annually by […]

Cost Savings or Convenience? Which do you choose?

Note: This is a guest blog by my colleague, Christine Moriarty, CFP, of MoneyPeace, Inc. When it comes to cost versus convenience, many of us opt for convenience. In this fast paced world, saving time seems to have universal appeal throughout the classes and the country. We swipe to pay. We Snap Chat to get […]

Simplify Your Loved One’s Bank Accounts

When Caroline began helping her mother with bill-paying, she was quickly overwhelmed. “I couldn’t believe the mess. Mom had four bank accounts and several credit cards,” she said. “There was no system to her bill paying.” In her late 80’s and suffering from macular degeneration, Caroline’s mother randomly paid bills from the first checkbook she […]