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Category Archives: Financial Literacy

Sharpen Your Financial Acumen

Now is the time to sharpen your financial acumen. April is National Financial Literacy Month. This month-long focus on money is an effort to help Americans of all ages understand the importance of handling money wisely and giving them the skills to do so. Why is this important? Many Americans are heading towards financial crisis. […]

Three types of Fraud 2

The following article is from the American Association of Daily Money Managers (AADMM) Fraud takes an enormous financial, as well as emotional, toll on victims. It can destroy businesses and ruin financial lives. According to the Insurance Information Institute,following the introduction of microchip equipped credit cards in 2015 in the United States, which make the […]

Two Ways to Express your Love

Valentine’s Day is a time when we express our love with flowers, chocolate, dinner, and cards. We continue to express our love every day through many ordinary tasks: making and sharing meals, offering to run an errand, shoveling the front walk, listening when someone needs to talk. The list is endless. When it comes to […]

How to Protect Yourself and Your Loved Ones from Three Common Types of Scams

The following article is from the American Association of Daily Money Managers (AADMM). Fraud takes an enormous financial, as well as emotional, toll on victims. It can destroy businesses and ruin financial lives. Many individuals, businesses, and organizations are affected by scams and other fraudulent activity on a daily basis. A report in the American […]

Three Ways to Streamline Your Bill Paying

Welcome to the New Year, a time for fresh starts. For many people, keeping track of bills and paying them on time can be a hassle. Here are three daily money management techniques you can use to make a fresh start and streamline your bill paying. 1. Create and use a financial calendar A financial […]

New Law Allows You to Freeze Your Credit for Free

In response to the massive data breech last year at Equifax, a new federal law will allow you to place a freeze on your credit file at no cost. Currently, you must pay a fee to do so. The law takes effect September 21, 2018. Equifax, Experian and Transunion are the three major credit reporting […]

Your Eighteen-Year-Old Needs a Will (and Other Legal Documents)

I am getting ready to “launch” my daughter as she heads off to college next fall. She is an adult. Although my husband and I will still support her, we no longer have any legal authority to access her financial accounts, health information, and even her grades. It does not matter that we are her […]

Act Now to Protect Your Standard of Living in Retirement

When I perused a USA Today newspaper recently, I read a statistic* that stuck in my mind: “66% of adults 45 and older are concerned about not being able to maintain a reasonable standard of living in retirement.” Sixty-six percent is significant! This led me to think about two expenses which have greatly impacted some […]

Social Security Numbers to be Jettisoned from Medicare Cards

At long last, Medicare is removing Social Security numbers from all Medicare cards. For any years the Centers for Medicare & Medicaid Services (CMS), which administers the Medicare health insurance program, resisted pressure to make this change. In 2015, however, Congress passed the Medicare Access and ChiP Reauthorization Act (MACRA) requiring CMS to replace the […]

MemoryBanc: A Comprehensive Place to Store and Locate Your Information

If you were unexpectedly incapacitated, would your loved ones know which of your bills to pay?  Would they know how to contact your accountant or insurance agent, or even know who they are? Would they be able to give your health insurance information to your medical providers? Be able to check your e-mail? We all […]