For seniors, a “convenience account” would be the perfect alternative to a joint checking account. I learned about “convenience accounts” in a 2011 New York Times article. With these accounts, another person, such as an adult child, has authority to access the account and to make deposit and withdrawals on behalf of the account owner. These accounts […]
How will you pay your bills when you no longer can? Linda thought she found the answer: she opened a joint checking account with her daughter. Now her daughter, Margaret, can write checks whenever necessary. When Linda dies, her money will go directly to Margaret and stay out of probate. The account was simple to […]
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