Your Many Credit Scores

Did you know you have many credit scores? When you obtain your credit score, you are getting a generic score. Your lender, however, will most likely receive a different number specific to its industry. At the heart of the consumer credit reporting industry are the...
How Your Credit Score is Used

How Your Credit Score is Used

Most of us need access to credit. Loans provide the means to buy a house, purchase reliable transportation, and pay for higher education. When you apply for credit, lenders use your credit score to determine the potential risk in lending to you: they want their money...
Sharpen Your Financial Acumen

Sharpen Your Financial Acumen

Now is the time to sharpen your financial acumen. April is National Financial Literacy Month. This month-long focus on money is an effort to help Americans of all ages understand the importance of handling money wisely and giving them the skills to do so. Why is this...
Three types of Fraud 2

Three types of Fraud 2

The following article is from the American Association of Daily Money Managers (AADMM) Fraud takes an enormous financial, as well as emotional, toll on victims. It can destroy businesses and ruin financial lives. According to the Insurance Information...