by Robyn | Feb 28, 2017 | Budgeting, Helping Mom & Dad, Social Security
When you are managing the finances for a parent who receives Social Security benefits, you may need to become her “Representative Payee.” Social Security does not recognize guardianships, conservatorships or powers of attorneys. If you handle your family member’s...
by Robyn | Feb 14, 2017 | Budgeting, Credit Cards, Planning for Aging in Place, Saving Money
Would you like to feel younger next year? The book, Younger Next Year by Chris Crowley and Henry S. Lodge, M.D., explains, while we can’t stop aging, we can turn back our biological clocks. Co-authors Crowley and Lodge describe the three components to becoming...
by Robyn | Jan 10, 2017 | Banking, Budgeting, Financial Organization, Saving Money
A new year and a fresh start is upon us. Now is a good time to get your financial organization in shape. Here are seven tips to bring you peace of mind 1.Fashion a filing system. It doesn’t matter whether you use a filing cabinet, an electronic system or both. The...
by Robyn | Sep 27, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit...
by Robyn | Sep 13, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses...
by Robyn | Jun 21, 2016 | Banking, Budgeting, Credit Cards, Helping Mom & Dad, Planning for Aging in Place, Saving Money, Social Security
Handwriting checks is time consuming. Many of us no longer write checks to pay our own bills. If you are helping a parent or an older loved-one with bill paying, he or she may be resistant to newer methods. Paper checks are familiar to many seniors and make them feel...