by Jamie Hovey | Jan 13, 2022 | Credit
Buy Now, Pay Later (BNPL) is a popular short-term financing option that has come to fruition over the last couple of years. Buy Now and Pay Later allows consumers to buy items now and pay for them at a later date. Often interest-free as long as certain arrangements...
by Robyn | Jun 4, 2021 | College, Credit
“Mom, I need a credit check,” my daughter Gabriella told me a few weeks ago. Gabriella, a college student, is subletting an apartment for the summer. Her landlord required a credit history check. It seemed to me a good time to share How I Helped My Daughter Build a...
by Robyn | Sep 17, 2019 | Credit, Financial Literacy
Did you know you have many credit scores? When you obtain your credit score, you are getting a generic score. Your lender, however, will most likely receive a different number specific to its industry. At the heart of the consumer credit reporting industry are the...
by Robyn | Aug 15, 2019 | Credit, Financial Literacy
Most of us need access to credit. Loans provide the means to buy a house, purchase reliable transportation, and pay for higher education. When you apply for credit, lenders use your credit score to determine the potential risk in lending to you: they want their money...