Your Many Credit Scores

Did you know you have many credit scores? When you obtain your credit score, you are getting a generic score. Your lender, however, will most likely receive a different number specific to its industry. At the heart of the consumer credit reporting industry are the...
How Your Credit Score is Used

How Your Credit Score is Used

Most of us need access to credit. Loans provide the means to buy a house, purchase reliable transportation, and pay for higher education. When you apply for credit, lenders use your credit score to determine the potential risk in lending to you: they want their money...