by Robyn | Mar 12, 2019 | General, Large Purchases
When a loved one dies, grieving family and friends are often faced with having to make funeral decisions quickly. Not many of us have prior experience planning funerals. This, combined with the emotional duress of our loved one’s death, make it easy for...
by Robyn | Nov 21, 2017 | Budgeting, Large Purchases, Saving Money
Money can’t buy you happiness, the old saying goes. But, maybe it can. Many studies have found money can create some happiness – depending on how you spend it. Purchasing physical things for ourselves isn’t the ticket. Any good feelings from the purchase wear...
by Robyn | Dec 8, 2016 | Credit Cards, Large Purchases
It’s holiday season once again! When you are shopping, retail clerks may tempt you with their store’s credit card. “Open the card right now and you can save 15% off your total purchase,” is a common statement. If you have a large purchase, you could save a lot of...
by Robyn | Sep 27, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit...
by Robyn | Sep 13, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses...
by Robyn | Mar 22, 2016 | Budgeting, Large Purchases
We all have our spending black holes: those things into which we pour money just for love and pleasure, and never expect a financial return. When money can fuel our passion, it is money well spent (as long as this doesn’t cause us to go into debt). For some people...