by Robyn | Apr 24, 2017 | Budgeting, Credit Cards, Saving Money
This week is Money Smart Week®. Created by the Federal Reserve Bank of Chicago in 2002, Money Smart Week® is a national education campaign designed to help consumers better manage their personal finances. This year the dates are April 22 to 29. Money Smart Week is the...
by Robyn | Feb 14, 2017 | Budgeting, Credit Cards, Planning for Aging in Place, Saving Money
Would you like to feel younger next year? The book, Younger Next Year by Chris Crowley and Henry S. Lodge, M.D., explains, while we can’t stop aging, we can turn back our biological clocks. Co-authors Crowley and Lodge describe the three components to becoming...
by Robyn | Jan 24, 2017 | Banking, Credit Cards, insurance, Saving Money
Are you looking to save money this year? Now is a good time to review expenses and see what you can cut. Here are five ideas to help you on your way. 1. Drop Overdraft Protection This service is offered by banks and credit unions. Should you overdraw your account with...
by Robyn | Dec 8, 2016 | Credit Cards, Large Purchases
It’s holiday season once again! When you are shopping, retail clerks may tempt you with their store’s credit card. “Open the card right now and you can save 15% off your total purchase,” is a common statement. If you have a large purchase, you could save a lot of...
by Robyn | Sep 27, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
I am surprised by the number of people who don’t pay off their credit card bill in full each month. I am not speaking of folks who don’t have the funds to pay their balance. I am speaking of people who have the money available, yet choose to not pay off their credit...
by Robyn | Sep 13, 2016 | Banking, Budgeting, Credit Cards, Large Purchases, Saving Money
The use of reloadable prepaid debit cards is exploding. Consumers loaded $56.6 billion on the cards in 2010, and they are projected to load $168.7 billion by the end of this year according to Forbes Magazine. The Mercator Advisory Group, which advises businesses...