by Robyn | Mar 27, 2018 | Financial Literacy, Retirement
When I perused a USA Today newspaper recently, I read a statistic* that stuck in my mind: “66% of adults 45 and older are concerned about not being able to maintain a reasonable standard of living in retirement.” Sixty-six percent is significant! This led me to think...
by Robyn | Jan 22, 2018 | Financial Literacy, Helping Mom & Dad, insurance, Insurance Benefits
At long last, Medicare is removing Social Security numbers from all Medicare cards. For any years the Centers for Medicare & Medicaid Services (CMS), which administers the Medicare health insurance program, resisted pressure to make this change. In 2015, however,...
by Robyn | Jan 8, 2018 | Financial Literacy, Helping Mom & Dad
If you were unexpectedly incapacitated, would your loved ones know which of your bills to pay? Would they know how to contact your accountant or insurance agent, or even know who they are? Would they be able to give your health insurance information to your medical...
by Robyn | Oct 10, 2017 | Financial Literacy
What happens to a deceased person’s debt after he dies? His heirs may wonder whether they are responsible for the debt their loved one left behind. When a person passes away, she leaves an estate which is comprised of money in bank and investment accounts, cash,...
by Robyn | Sep 26, 2017 | Financial Literacy, Financial Organization, Social Security
It is estimated about 143 million Americans had their personal information stolen during a data breech at Equifax earlier this year. This is just about half of the population of the United States. Essentially, any individual with a credit report is potentially...
by Robyn | Sep 12, 2017 | Financial Literacy
As I write this blog, Hurricane Harvey is unleashing its fury along the coast of Texas and is moving into Louisiana. A record amount of rain has drenched the area. Thousands have been forced from their homes. In my state of Vermont, six years ago Hurricane Irene hit...