by Robyn | Jan 12, 2016 | Budgeting, Financial Organization, General, Saving Money
2016! A new year with new possibilities. For many people, this is the time to resolve to spend less, save more, start budgeting, or live within their means. Reining in expenses is work, takes time, and can be tightly entwined with emotions. How can you make this...
by Robyn | Nov 10, 2015 | Banking, Financial Organization
Do you want to switch banks? Does just the idea make your head spin? If you have many automated reoccurring transactions, switching banks can be a challenge. I recently changed my primary bank. Why did I switch? Convenience. My old bank had a branch in the town where...
by Robyn | Oct 27, 2015 | Credit Cards, Financial Organization
Earlier this month, you should have received your new Smart EMV credit card in the mail. Smart credit cards have an embedded security chip, called an EMV chip. The chip is designed to make credit cards more difficult to duplicate. With the old cards, thieves with...
by Robyn | Mar 24, 2015 | Financial Organization
You have filed your tax return. Phew! That project is over for another year. Now what do you do with all the resulting paper? Keep it for seven years. Hold on to any paper relating to your tax return. If for some reason the IRS audits you, you will need to have the...
by Robyn | Oct 28, 2014 | Financial Organization, Saving Money
Is your account being drained by bank fees? In a previous blog post, Are You Throwing Money Away?, I wrote about overdraft fees. Two additional bank fees I frequently see are ATM and Account Maintenance fees. ATM Fees Each time you use an “out of network” ATM,...
by Robyn | Oct 14, 2014 | Financial Organization, Saving Money
Bank overdraft fees can zing you as much as $35 a transaction. If you have more than one overdraft before you replenish your account, the fees can add up quickly. An “overdraft” happens when you withdraw funds from your checking account and you don’t have enough money...
